What does my Homeowner policy cover?

Why should I buy Homeowner Insurance?

What are the basic coverages?

What is a covered peril?

What kind of damage is not covered under my homeowner policy?

What is a deductible?

What do I do about my expensive items like jewelry, silverware, fine arts or furs?

How can I lower my premium?

How will I be able to recall the contents of my home if it is destroyed?

How can I reduce my exposure to loss or minimize the damages if a loss does occur?

If I am renting an apartment, will my landlord’s insurance cover my belongings if there is a loss?

I want to buy a condominium. Do I need to purchase a Homeowner Policy?

What is umbrella policy and why should I buy one?




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